Money and debt advice

Help with money and debt is available from both local and national organisations.

​Local assistance

There are many sources of help and advice locally for dealing with debt and money problems such as:

You may wish to contact your local district or borough council to find out about local support.

National assistance

There are many national organisations and services that offer information, leaflets, advice lines and self-assessment tools to help you find out about your rights and entitlements, manage your money and sort out financial problems. These include:

Looking for a loan?

If you wish to borrow money and are looking for a loan avoid high interest charging loan companies. You may be able to borrow and save with a Credit Union in your area.

Budgeting loans

A Budgeting Loan can help pay for:

  • furniture or household items (for example, washing machines or other ‘white goods’)
  • clothes or footwear
  • rent in advance
  • costs linked to moving house
  • maintenance, improvements or security for your home
  • travelling costs within the UK
  • costs linked to getting a new job
  • maternity costs
  • funeral costs
  • repaying hire purchase loans
  • repaying loans taken for the above items

You are only eligible for a Budgeting Loan if you’ve been on certain benefits for 6 months.

For more information visit Budgeting Loans.